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Whether you live in a city, in the suburbs, or on a farm, you may have gone with your parents to visit a bank. There are thousands of banks in the
Suppose that someone puts money into a savings account at a bank. The bank uses the money to make loans(借款). It may loan money to a farmer who needs to buy a new tractor. It may loan money to a family that wants to buy a new car, a refrigerator, or a washer and dryer.
The bank pays customers who have savings accounts for the use of their savings. The money that the bank pays once or twice a year is called interest. When the customers go to the bank to get their savings after six months or more, they find the amount has increased. The bank has added the interest that their money has earned. By putting money in a savings account, the customers have made the money grow.
People may also have checking accounts at a bank. They keep money that they need to use weekly in the checking account. When it’s time to pay a bill, they write a check. The money in a checking account does not earn interest. But a checking account provides a convenient way to do business. Banks offer many services to their customers. They benefit the entire community.
Find the answers:
1.Many people put money into _______ .
A.a savings account B.interest C.a check
2.The story does not say so, but it makes you think that _______ .
A.banks sell new cars and washers
B.people must pay back loans
C.there are few banks in the
3.Most banks pay interest _______ .
A.whenever someone writes a check
B.when a person opens a savings account
C.once or twice a year
4.A checking account earns interest.
A.Yes. B.No. C.Does not say.
Key:1.A 2. B 3.C 4.B
